Habitat for Humanity home ownership provides secure, safe, affordable housing to low-income individuals and families who have been precariously sheltered in substandard, deteriorating, unsafe, and/or overcrowded rental units. Habitat for Humanity believes home ownership is a vital step in creating self-esteem in both families and neighborhoods, and is the most basic way to break successive generations of poverty.

Habitat for Humanity is an equal opportunity program. Families are selected based upon four criteria: Need for adequate housing. Ability to pay a St. Croix Valley Habitat for Humanity Area mortgage, real estate taxes, and homeowners insurance. This is generally around $500-$600 a month. (Income Guidelines). Willingness to partner. This includes completing hundreds of hours of sweat equity, participating in credit counseling and any additional training sessions that are offered, demonstrating commitment and responsibility, and being a responsible partner. Must live or work in Pierce or St. Croix Counties for a minimum of 6 months prior to making application.

To find out about partnering with the St. Croix Valley Habitat for Humanity in building a home, please call the main office at (715) 425-5623 or open and print the documents listed to the right under Homeownership. We have several information meetings a year, qualified families may apply for a habitat house at that time.

SCVHFH will look at three distinct areas of selection criteria when reviewing potential partner families.

• Your family’s actual housing need based on the suitability of your current shelter
• Your income and ability to pay for a Habitat house
• Your willingness to participate as a partner with St. Croix Valley Habitat for Humanity